Identity Theft Prevention Insurance - Do I Need Identity Theft Insurance?
Current Identity theft statistics are incredibly high with over 5 million
cases in the United States alone. Identity theft thieves do not discriminate,
you are a target. If they get your sensitive information, if you let your
guard down, if you don't protect yourself you could become the next victim
of Identity theft which costs the average consumer $8,000 to regain their
personal information after being a victim of identity theft, and that doesn't
even count lingering credit issues.
Insurance
Why consider Identity Theft Insurance?
Do you stay up at night thinking about identity theft? Probably not, right?
Unless your identity has already been stolen you probably don’t give ID Theft much thought.
If your identity has been stolen, then you are awake, very late into the night.
If you lost your wallet or purse, or see a strange credit card charge on your bill you probably don’t think about ID Theft at all, and by then, it’s too late.
Way too late.
Identity Theft is a very serious crime that is on the rise.
It costs, on average, $8,000 for everyone who has their identity stolen.
Ask 20 people you know if they have ever had their identity stolen. The odds are that at least 1 of them has. One in 20. Still sleepy?
I want to congratulate you for thinking about identity theft and ways to protect yourself from identity theft, and hopefully you are here before your identity has been stolen.
You can protect and insulate yourself from identity theft. You still have time, and it is not very expensive. The quick and fast solution is LifeLock.com, which costs $12 per month $9 per month special rate for our readers.
The bottom line is that because of the world we live in, we need identity theft insurance. In this modern digital age, your personal information can be stolen, sometimes quite easily. A simple credit card statement casually tossed in the trash is all a identity theft criminal needs to begin the fraudulent activity that can destroy your good name.
Identity Theft Insurance vs Credit Reporting Services and Monitors
Why not just take advantage of credit reporting services? When it comes to identity theft protection services, credit reporting simply reports identity theft activity after it has already happened to you. That’s a tad too late, wouldn’t you think?
These credit reporting companies will alert you of illegal or suspicious activity, but do nothing to stop it or to fix the damage that has already been done to your identity. If you want to both protect yourself and insulate yourself from identity theft then you need to seriously consider identity theft insurance programs. This kind of indentity theft protection can only come from identity theft prevention insurance, such as a company like Lifelock.
LifeLock Identity Theft Insurance - What they do
The short answer is that lifelock.com does your ‘preventative maintenance’ for your identity.
- Ask the credit bureaus to set fraud alerts on your behalf. They know how to do it, and fast, usually within an hour.
- Every quarter (once every 90 days or so) they will check with each credit bureau again, just to make sure nothing is going on.
- They work to have your name and address removed from the junk mail in your mailbox such as the pre-approved credit cards, which is one of the ways that thieves steal identities (steal the pre-approved cards).
- They obtain your free credit reports on your behalf from all of the major credit bureaus and they send them directly to you, and they do it every year.
- Guarantee that if your identity is stolen that they are going to do whatever it takes to recover your good name, including hiring lawyers (the best that they can find), hire investigators, case managers… whatever you need they are yours. If you lose money as a result, they will also give it back to you.
Here is a quote from their site:
We will do whatever it takes to help you recover your good name and we will spend up to $1,000,000 to do it. We don’t think you will see a guarantee like this anywhere else from any other company. If you do, let us know because we’d like to do business with them. There isn’t much fine print in our Guarantee.
It is your decision if you want to spend $12 bucks $9 per month special for our readers.
More about why we like LifeLock.
First of all, the President of the company came on the radio and announced his Social Security Number on air. I mean I know it is a commercial for Lifelock, but that is impressive. I just went to LifeLock.com and right there on his testimonial page he puts his SS#.
He is putting his money where his mouth is (which is more than we can say about our politicians, eh?) Plus they advertise a $1,000,000 guarantee.
When your personal information is protected by Lifelock, this service will be backed by a one million dollar guarantee. You can read all about the guarantee and even see the president’s social security # on their website. This means that if there is any misuse of your personal information while you are in the care of LifeLock, they will spend up to One MILLION dollars to make it right.
No other identity theft protection service offers that.
LifeLock monitors your personal information and credit accounts to ensure that illegal activity never happens to you at all. LifeLock puts proactive measures in place on your personal information which stop a potential identity thief from getting thier hands on your identity.
One customer of LifeLock says,
“I saw in the news about a company called LifeLock that protects families from identity theft. My husband was skeptical, but I signed us up, and forgot about it. A couple of months later, on a family vacation, my husband received a phone call asking if he was applying for a new credit card. Someone was trying to steal his identity. LifeLock had stopped the thief cold. We continued on with our vacation knowing we were safe.”
LifeLock gives you the peace of mind allowing you to go back to day-to-day life not even thinking about being an identity theft victim. There is not need to go to personal extremes to protect yourself from identity theft, LifeLock does it FOR you with a one million dollar guarantee.
